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career life

She Means Business Part II

She Means Business Part II

Not only has Kellie been successful in her career, she has managed to purchase her first home at the age of 25. In part II of “She Means Business,” Kellie offers advice to those on the road of home-buying. This process can seem daunting at such a young age, but with experts help and stable income, you may be able to accomplish your dreams of being a homebuyer too.

To those on the road of saving towards your first home, Forbes provides a checklist of steps to take before making this big purchase.

  1. Assess Your Debt – Lenders want to know that you’ll be able to handle the debt you already have, in addition to your new mortgage payment. An important metric is your debt-to-income (DTI) ratio.
  2. Check Your Credit – The better your credit score, the lower the interest rate you’ll get on your mortgage. Checking your credit well in advance of beginning your home search will give you time to correct any errors and improve your score ahead of time.
  3.  Review Your Budget- It’s important to remember that your budget will change when you buy a home and you’ll have new costs beyond just the mortgage payment.

  4.  Determine Your Down Payment– How much you’ll put down on your home depends on the type of mortgage you receive. However, the typical mortgage down payment ranges from 3.5% to 20%.

  5. Figure Out theType of Home You Want– When you know your buying power, you can review all the home options available in your area by first understanding the types of homes that are out there.
  6.  Research Where You Want to Live– Once you’re pre-approved and have an idea of the type of home you’d prefer, it’s time to research your favorite neighborhoods. Consider these neighborhood features when you’re shopping for a home:
    • Schools: Top-rated schools typically have an impact on home prices.
    • Property taxes: Different neighborhoods can have vastly different property taxes. Your real estate professional will have this important information

Listen to Part II now

Categories
career life travel

She Means Business

She Means Business

Kellie Walsh speaks of the road that led her to a successful career at the age of 25. Through internships, networking, and hard work, Kellie defied the odds to accomplish her goals as a business woman.

Kellie had a hard driven mind from a very young age. Possibly stemming from her time as soccer player, she has that natural instinct to be the best at her craft. After finishing high school, Kellie went on to further her education at Arizona State University in Tempe, AZ. While there, Kellie became a member of PiPhi sorority and graduated with a degree in Business/Cooperate communications.

Her time at Arizona State flew by but her journey had just begun. Kellie found a balance between working towards her future and enjoying the college life in Arizona. The turning point for her path was near her senior year as she anxiously awaited what would be next. Kellie did self-research, personal vetting, networking, and interviewing to put her name out there in the cooperate world. And she was a hit.

Soon after graduation, Kellie took a full-time position with Oracle, an American multinational computer technology corporation headquartered in Austin, Texas. In 2020, Oracle was the third-largest software company in the world by revenue and market capitalization. Kellie packed her bags and headed to Austin for this new road she was embarking on.

While at Oracle, Kellie began as a business development representative, a position she held for one year and was then promoted to Account Executive. Kellie is motivated and driven, this is not where the road ends for her. She continues to make strides, climbing the latter of cooperate America as a female, twenty-five-year-old. A task very few have taken on.
Kellie’s story embodies the power in hard work and that truly, all things are possible. For the college student stressed about finding that job, internship, or post-college plan. Take a deep breath and be patient. Refrain from wondering too far off the path during your college years. Work hard and build your resume, the right spot will come at the right time. And until then, keep walking on the road you’re on with purpose, confidence, and love!

Listen to Part I NOW!

 

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Categories
friendships life travel

Texas to Tuscany

How a small town girl packed up her life and embarked on a new journey in Europe

Halee Van Poppel is a well known talent in the south. She has made a name for herself as a successful figure in women’s volleyball and continues to do so overseas. During her junior year at Belmont, Halee played in all 31 matches, seeing action in 106 sets and earning 10 starts … Finished season nationally ranked 88th in total attacks, 128th in attacks per set and 142nd in total kills. After 4 seasons with Belmont University, Halee furthered her career at Dallas Baptist University where she was named, AVCA DII All- American Honorable Mention, All-conference Newcomer of the Year, and All- Conference First Team. Halee is now apart of the Roma7 Volleyball team in Rome, Italy.

Halee has experienced a lot in her career and can speak to challenges one might face in college sports, leaving home, and finding the love of the game again.

Halee now finds herself on the roads of Rome finding new purpose, faith, and identity in this season of life. Listen to this and more in the conversation linked below.

As a close friend, I am so proud of Halee’s accomplishments and all that she has done with her talent. She has been such a role model to me in my career and has greatly influenced the person I am today.

Watch part one of our conversation now.

 

 

 

 

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